The following information is not comprehensive and should not be relied upon as a

substitute for reference to the applicable laws and rules. Although there is no prohibition

bankruptcy is a very complex undertaking and it is recommended that anyone

contemplating such a step should consult an attorney. If the extensive documents

required in a bankruptcy case are not completed properly, or if further steps in the

bankruptcy process are not taken on time, a debtor can lose property or other important

rights unnecessarily.

Cases may be filed in any one of the three divisional offices. Petitions may be mailed to

an office or may be presented in person, during the court’s normal business hours. Select

the division which is most convenient to you, as you will be required to attend scheduled

meetings and hearings there while your case is pending.

Normal business hours are Monday - Friday, excluding holidays from 9:00 a.m. - 4:00 p.m.

Public phone lines are available 9:30 a.m. - 3:30 p.m. in all three of the divisional offices.

Identifies the difficulties of filing without an attorney and provides general information to

those individuals proceeding on their own.

general information on chapters 7, 11, 12, and 13 of the Bankruptcy Code and definitions

of bankruptcy terminology.

Information.

Poverty Guidelines (pdf).

rules.

You should review the Federal Rules of Bankruptcy Procedure and the Bankruptcy Code,

as they contain requirements that dictate bankruptcy processes and procedures. The

District of Kansas also has local rules that must be observed. The following are some

local rules which may be helpful when preparing the petition/schedules.

the Rule)

Protection Act of 2005 [BAPCPA], debtors must obtain a briefing containing opportunities

Helpful Websites information for a current list of approved credit counselors.

wish to have a file stamped copy for your records, include an extra copy of the

petition/schedules and any other pleading submitted with the original filing, and a return

self-addressed, stamped envelope if you are submitting the petition by mail. The selfaddressed,

stamped envelope must be large enough to hold all of the documents for

return. Be sure that only the last four digits of your Social Security Number(s), complete

name(s) (including middle name), and complete address are shown on the petition. The

Statement of Social Security Number (Form B-21), which contains your full SSN, must

accompany the petition and must be signed by debtor and joint debtor, if applicable. Be

sure to sign where indicated on the petition and schedules. The original will be filed in the

prepared the petition and schedules, the Disclosure of Compensation of Bankruptcy

Petition Preparer and Certification and Signature of Non-Attorney Bankruptcy Petition

Preparer must be filed. See D. Kan. LBR 1007(b).1 regarding preparation of petition.

which the court will use to notify your creditors of your bankruptcy. The Verification ofMatrix

addresses contained within the petition and schedules have been included in the matrix.

The Clerk’s Office will not compare the matrix against your petition and schedules.

Creditor names and addresses must be typed with each name and address left justified.

See current D. Kan. Standing Orders for further information regarding preparation of a

cash or money order only; a personal check of the debtor cannot be accepted. If you wish

to pay the filing fee in installments, an Application to Pay Filing Fee in Installments must be

filed with the petition. When filing fees are submitted with a new case filing along with an

application to pay fees in installments, the initial payment must not be less than $54.00.

installments, you may request a waiver of the filing fee by completing an Application for

Waiver of the Chapter 7 Filing Fee For Individuals Who Cannot Pay the Filing Fee in Full

or in Installments. This form must be submitted with the petition. A judge will decide

whether you have to pay the filing fee, and may waive the fee only if your income is less

than 150 percent of the official poverty line applicable to your family size and you are

unable to pay the fees in installments. See Helpful Websites information for current

federal poverty guidelines.

Protection Act of 2005 [BAPCPA], a new debtor education requirement has been

implemented. Debtors must complete an instructional course concerning personal financial

management after filing bankruptcy in order to be eligible to receive a discharge. See

Helpful Websites information for a current list of approved providers.

Joe Creditor
525 Creditor Ave Ste 200
Anywhere KS 62002

Dr Phil Creditor
Professional Bldg Ste 60
Hometown KS 62002

Local Phone Company
PO Box 9999
Anywhere KS 62002

ABC Company
Attn Account Rep
PO Box 1111
Creditorsburg OK 61001